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Employee Benefits at Cowley College
| Sick Leave: | 12 days per year (1 day per month) | |||
| Vacation: | Staff - 10
days until 10 years, then 15 days Directors - 15 days Administrators - 20 days Faculty - 0 days |
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| Retirement: |
KPERS
Retirement System: |
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| EMPAC: | Employee Assistance Program - initial and short term counseling | |||
| 125
Cafeteria Plan: (Pre-Tax Deductions) |
Health insurance; dental insurance; salary protection; cancer insurance; dependent care; medical reimbursement | |||
| Option Insurances: | Term life insurance; cancer; vision | |||
| Credit Union: | Available | |||
| 403b Plans: | Specific plans available | |||
| Holidays: | Minimum 19 days (faculty more) | |||
| Benefit Amount: | All full-time employees
are given $500 per month on top of their salary to
assist in paying for benefits. |
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| Health
& Dental: |
Plan year starts
September 1st. See
below for specific plan information. Mandatory To Take Health and Dental Insurance (Single) |
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| Health Insurance Plan | ||||
| Benefit | High Option | Low Option | HDHP & HSA | |
| Office Visit Copayment | $30 | Deductible & Coinsurance | N/A | |
| Out-Patient Lab & X-ray | 100% up to $300 perperson per year, then Coinsurance | Deductible & Coinsurance | Covered subject to Deductible & Coinsurance | |
| Plan Year Deductible | ||||
| Per Person | $500 | $1,000 | $2,500 | |
| Per Family | $1,500 | $3,000 | $5,000 | |
| Coinsurance | 80%* | 80%* | 100%* | |
| Out of Pocket Limit (Deductible & 20%) |
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| Per Person | $1,500 | $2,000 | $2,500 | |
| Per Family | $4,500 | $6,000 | $5,000 | |
| Perscriptions | ||||
| Generics | $15 | $15 | Covered subject to Deductible and Coinsurance | |
| Formulary | $30 | $30 | ||
| Name Brand | $45 | $45 | ||
| Mail Order | $37.50/$112.50 | $37.50/$112.50 | ||
| Monthly Employee Costs | ||||
| Health Insurance | ||||
| Employee Single | $402.79 | $354.68 | $317.26 | |
| Employee & Family | $799.17 | $697.23 | $628.47 | |
| Dental Insurance Plan | ||||
| Single Dental | $30.69 | |||
| Family Dental | $65.06 | |||
*At non-preferred providers you will be responsible for an additional 20% penalty and for the difference between what the non-preferred provider charged and what the preferred provider would have accepted. In addition the payment will be made directly to you and you will be responsible for paying the provider. The maximum allowable HSA contributions for 2008 are: $2900 and $5800. |
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