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EmploymentEmployee Handbook
Benefits

 

Employee Benefits for Full-time Employees of Cowley College

 

.
Sick Leave: 12 days per year (1 day per month)
Vacation: Staff - 10 days until 10 years, then 15 days
Directors - 15 days
Administrators - 20 days
Faculty - 0 days
Retirement: KPERS Retirement System

125 Cafeteria Plan:
(Pre-Tax Deductions)

Health insurance; dental insurance; salary protection; cancer insurance; dependent care; medical reimbursement

 

Option Insurances:

Term life insurance; cancer; vision; long-term care

 

Credit Union:

Available

 

403b Plans:

Specific plans available

 

Holidays:

Minimum 19 days (faculty more)

 

Benefit Amount:

All full-time employees are given $540 per month on top of their salary to assist in paying for benefits.


Health & Dental:

Plan year starts September 1st. See below for specific plan information.
Mandatory To Take Health and Dental Insurance (Single)

 

Health Insurance Plan

 

Benefit High Option Low Option HDHP & HSA
Office Visit Copayment $30 N/A N/A
Out-Patient Lab & X-ray 100% up to $300 per person per year, then deductible and coinsurance Covered subject to deductible & coinsurance

Covered subject to deductible & coinsurance

 

Plan Year Deductible      
Per Person   $500 $1,000 $2,500
Per Family   $1,500 $3,000

$5,000

 

Coinsurance 80%* 80%*

100%*

 

Out of Pocket Limit
(Deductible & 20%)
     
Per Person   $1,500 $2,000 $2,500
Per Family   $4,500 $6,000

$5,000

 

Prescriptions      
Generics   $20 Covered subject to Covered subject to
Formulary   $40 or 30% up to $200 deductible & deductible &
Name Brand   $60 or 30% up to $200 coinsurance coinsurance
Mail Order  

$50/$90/$150 or 30% up to $500

 

   

Monthly Employee Costs

 

     
Health Insurance        
Employee Single   $274.32 $247.67 $222.79
Employee & Family   $545.29 $479.49

$441.35

 

Dental Insurance Plan
Single Dental   $34.64 $34.64 $34.64
Family Dental   $72.51 $72.51 $72.51

 

*At non-preferred providers you will be responsible for an additional 20% penalty and for the difference between what the non-preferred provider charged and what the preferred provider would have accepted. In addition the payment will be made directly to you and you will be responsible for paying the provider.

 

The maximum allowable HSA contributions for 2013 are: $3,250 for single and $6,450 for family


The maximum allowable HSA contributions for 2014 are: $3,300 for single and $6,350 for family