Employment
Employee Benefits
Employee Benefits for Full-time Employees of Cowley College
Sick Leave: |
12 days per year (1 day per month) |
Vacation: |
Staff - 10
days until 10 years, then 15 days Directors - 15 days Administrators - 20 days Faculty - 0 days |
Retirement: |
KPERS Retirement System |
125 Cafeteria Plan: (Pre-Tax Deductions) |
Health insurance; dental insurance; salary protection; cancer insurance; dependent care; medical reimbursement |
Option Insurances: |
Term life insurance; cancer; vision; long-term care |
Credit Union: |
Available |
403b Plans: |
Specific plans available |
Holidays: |
Minimum 19 days (faculty more) |
Benefit Amount: |
All full-time employees are given $540 per month on top of their salary to assist in paying for benefits. |
Health & Dental: |
Plan year starts September 1st. See below for specific plan information. |
Health Insurance Plan |
||||
Benefit |
High Option | Low Option | HDHP & HSA | |
|
||||
Office Visit Copayment
|
$30 | N/A | N/A | |
Out-Patient Lab & X-ray | 100% up to $300 per person
per year, then deductible and coinsurance |
Covered subject to deductible & coinsurance | Covered subject to deductible & coinsurance
|
|
Plan Year Deductible | ||||
Per Person | $500 | $1,000 | $3,000 | |
Per Family | $1,500 | $3,000 | $6,000
|
|
Coinsurance | 20%* | 20%* | 100%*
|
|
Out of
Pocket Limit (Deductible & Coinsurance) |
||||
Per Person | $1,500 | $2,000 | $3,000 | |
Per Family | $4,500 | $6,000 | $6,000
|
|
Maximum Out of Pocket Limit incl. Ded, Coins, OVC and RX | ||||
Per Person | $6,350 | $6,350 | $3,000 | |
Per Family (Same as prior years)
|
$12,700 | $12,700 | $6,000
|
|
Prescriptions | ||||
Generics | $20 | Covered subject to | Prescriptions Subject | |
Formulary | $40 or 30% of brand drugs up to $200
|
deductible and coinsurance | to the Deductible | |
Name Brand | $60 or 30% of brand drugs up to $200
|
|||
Mail Order | $50/$100/$150 or 30%
|
|||
Emergency Room
|
$100 copay then ded/coins (waived if admitted) | $100 copay then ded/coins
(waived if admitted)
|
Deductible and Coinsurance | |
Approved HCA
|
100% | 100% | 100% | |
Lifetime Maximum
|
Unlimited | Unlimited | Unlimited | |
Eligible Children
|
Covered to age 26 | Covered to age 26 | Covered to age 26 | |
Monthly Employee Cost: |
||||
Employee* | $487.69 | $462.84 | $400.97 | |
Employee & Family* | $577.95 | $537.52 | $492.63 | |
*Includes $5.75 for Teladoc |
||||
|
||||
Dental Insurance Plan | ||||
Single Dental | $34.47 | $34.47 | $34.47 | |
Family Dental | $72.12 | $72.12 | $72.12 | |
|
||||
Employee Medical Cost: Less $540 Employer contribution
|
Employee: ($52.31) |
Employee: ($77.16) |
Employee: ($139.03) |
|
*At non-preferred providers you will be responsible for an additional 20% penalty and for the difference between what the non-preferred provider charged and what the preferred provider would have accepted. In addition the payment will be made directly to you and you will be responsible for paying the provider.
Dental Benefits
A FEW IMPORTANT NOTES ABOUT YOUR HIGH DEDUCTIBLE HEALTH PLANS AND HSAs
American Fidelity — Benefits and Services
Click here for more information on American Fidelity benefits and services
EMPAC (Employee Assistance Program)A free benefit for all employees and those members of their household. EMPAC provides professional assistance, counseling, and education to help employees and their children live to the fullest. 24/7. Call: 1-800-234-0630 Confidential One-on-One Counseling
Money ManagementLegal AssistanceDependent Care Referrals
|